Open a Certificate of Deposit (CD) Account
CDs offer a satisfying and stable way to grow your savings. Earn a competitive yield and receive a guaranteed rate for the entire term of your CD. Rates vary by region, so check out the rate table below for rates in your area.
Visit a Huntington branch to open a CD and start watching your savings grow today!
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Certificates of Deposit
Earn higher interest than our traditional savings accounts.
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Why consider certificates of deposit?
At Huntington, we look out for you at every step of your banking journey, because we believe everyone deserves a chance at financial success.
Security
Certificates of deposit are FDIC insured up to applicable limits, keeping your money safe.
Stability
Interest rates are fixed for the entire term of the CD. No need to worry about market shifts.
Competitive Interest
If you’re planning to save your money long term, CDs offer more attractive rates than traditional savings accounts.
Compare CD Interest Rates
Your rate is based on the 43215 ZIP code.
Fixed Rate CDs by Term (Less than $100,000)
Rates effective as of Tuesday, June 11, 2024.
| $1,000.00 - $19,999.99 | $20,000.00 - $99,999.99 | ||||
|---|---|---|---|---|---|
| Term (Months) | Interest Rate | APY* | Interest Rate | APY* | |
| 7 | 5.00% | 5.13% | 5.00% | 5.13% | Disclosure Link 1 of 2 |
| 11 | 4.25% | 4.34% | 4.25% | 4.34% | Disclosure Link 2 of 2 |
MEMBER FDIC. MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON CERTIFICATE OF DEPOSIT IS $1,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. FOR ACCOUNTS LESS THAN $100,000 ONLY. NOT VALID WITH ANY OTHER OFFER. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC ENTITIES/FINANCIAL INSTITUTIONS.
Rates effective as of Tuesday, June 11, 2024.
| $1,000.00 - $9,999.99 | $10,000.00 - $49,999.99 | $50,000.00 - $99,999.99 | |||||
|---|---|---|---|---|---|---|---|
| Term (Months) | Interest Rate | APY* | Interest Rate | APY* | Interest Rate | APY* | |
| 1 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 1 of 11 |
| 3 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 2 of 11 |
| 6 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 3 of 11 |
| 9 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 4 of 11 |
| 12 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 5 of 11 |
| 18 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 6 of 11 |
| 24 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 7 of 11 |
| 36 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 8 of 11 |
| 48 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 9 of 11 |
| 60 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 10 of 11 |
| 72 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 11 of 11 |
MINIMUM TO OPEN A STANDARD RATE CD IS $1000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. ON VARIABLE RATE ACCOUNTS, THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.
Jumbo Fixed Rate CDs by Term ($100,000 or Greater)
Rates effective as of Tuesday, June 11, 2024.
| $100,000.00 - $249,999.99 | $250,000.00 - $1,999,999.99 | $2,000,000.00 - $99,999,999.99 | |||||
|---|---|---|---|---|---|---|---|
| Term (Days) | Interest Rate | APY* | Interest Rate | APY* | Interest Rate | APY* | |
| 215 | 5.00% | 5.13% | 5.00% | 5.13% | 5.00% | 5.13% | Disclosure Link 1 of 2 |
| 335 | 4.25% | 4.34% | 4.25% | 4.34% | 4.25% | 4.34% | Disclosure Link 2 of 2 |
MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL INSTITUTIONS. MEMBER FDIC.
Rates effective as of Tuesday, June 11, 2024.
| $100,000.00 - $249,999.99 | $250,000.00 - $99,999,999.99 | ||||
|---|---|---|---|---|---|
| Term (Days) | Interest Rate | APY* | Interest Rate | APY* | |
| 7 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 1 of 14 |
| 14 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 2 of 14 |
| 30 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 3 of 14 |
| 60 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 4 of 14 |
| 90 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 5 of 14 |
| 180 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 6 of 14 |
| 270 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 7 of 14 |
| 365 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 8 of 14 |
| 547 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 9 of 14 |
| 730 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 10 of 14 |
| 912 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 11 of 14 |
| 1095 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 12 of 14 |
| 1460 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 13 of 14 |
| 1825 | 0.50% | 0.50% | 0.50% | 0.50% | Disclosure Link 14 of 14 |
MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL INSTITUTIONS. MEMBER FDIC.
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Did you know we also have a CD IRA?
A CD IRA combines a fixed-rate CD under the umbrella of IRA benefits. There are a variety of terms available with a $1,000 minimum to open. Visit a branch to learn more and get started1.
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1 IRA CD provides guaranteed fixed rate for the term of the CD; $1,000 min to open; subject to early withdrawal penalty and IRS tax implications. Variety of short and longer terms are available.
